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11-02-2025 Chris Meeting

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[Chris Nero] 18:11:13

based on some information,

[Chris Nero] 18:11:14

that we've been sending out, which was the administrative process,

[Chris Nero] 18:11:19

And, um…

[Chris Nero] 18:11:22

We got to a certain point to where we…

[Chris Nero] 18:11:25

you know, we've been very proactive

[Chris Nero] 18:11:31

In both cases, including Raina's, but, you know, we're also in the United States District Court for Raina.

[Chris Nero] 18:11:36

But we're going in…

[Chris Nero] 18:11:38

we were going to go into United States District Court.

[Chris Nero] 18:11:43

for PNC Bank, or…

[Chris Nero] 18:11:47

Uh, Kimberly's Mortgage.

[Chris Nero] 18:11:49

And we're… we've been very proactive.

[Chris Nero] 18:11:53

Uh, to be very offensive.

[Chris Nero] 18:11:56

be on the offense.

[Chris Nero] 18:11:58

To the point that I would say we've been

[Chris Nero] 18:12:02

blitzing.

[Chris Nero] 18:12:04

Uh, at some point.

[Chris Nero] 18:12:07

And being very aggressive.

[Chris Nero] 18:12:09

But, in a righteous way.

[Chris Nero] 18:12:14

Uh, and up front with them.

[Chris Nero] 18:12:16

Kim, would you agree with that?

[kimberlybyrd] 18:12:20

Yes, I would agree with that, 1000%.

[Chris Nero] 18:12:23

And maybe, you know, Kim would like to share

[Chris Nero] 18:12:27

Uh, the conversation

[Chris Nero] 18:12:31

that we had with… what was the woman's… was Martinez, and she's with the…

[Chris Nero] 18:12:36

what department she was…

[Chris Nero] 18:12:39

Do you recall?

[Chris Nero] 18:12:44

Kim?

[Chris Nero] 18:12:48

Did I lose you, Kim?

[kimberlybyrd] 18:12:49

Although, no, you didn't lose me. Um, I was trying to turn the light on. Her name is Maria…

[kimberlybyrd] 18:12:55

I'll tell you her name in one second.

[kimberlybyrd] 18:12:59

Oh…

[kimberlybyrd] 18:13:00

One second…

[Chris Nero] 18:13:02

Martinez, isn't it?

[kimberlybyrd] 18:13:03

Her last name is Martinez, for sure, but her first name… I was trying to look up her first name…

[kimberlybyrd] 18:13:09

Because I have it written down here, but…

[Chris Nero] 18:13:10

Yeah, it's Maria.

[kimberlybyrd] 18:13:12

Yeah. It is more… anyway, she…

[Chris Nero] 18:13:14

But it's… it's… yeah, go ahead.

[kimberlybyrd] 18:13:16

She sent me a letter by email,

[kimberlybyrd] 18:13:19

And she said, we had some concerns, and they had elevated it to her, and she wanted me to speak with her. So, when we first got on the phone, she wouldn't let Chris talk. She kept asking me to explain to her what the issue is, saying she was using that to identify me.

[kimberlybyrd] 18:13:34

But Chris kept bouncing in, saying the alleged, um, mortgage, you know, and…

[kimberlybyrd] 18:13:42

That kind of threw her off, and she had to allow him to speak, because I had given permission for him to speak on my behalf as my fiduciary. Um…

[kimberlybyrd] 18:13:50

She wasn't aggressive,

[kimberlybyrd] 18:13:52

But she was… to me, she was humbling, and she was very quiet when Chris explained to her, you know, um, several things that, one, we knew they had double dip,

[kimberlybyrd] 18:14:02

He talked about Teela, he talked about the promissory note, um…

[kimberlybyrd] 18:14:07

And then he explained to her…

[kimberlybyrd] 18:14:10

about how, if I sign the promissory note, where did the money come from? And she really got really quiet on that.

[kimberlybyrd] 18:14:18

So… and it was so…

[Chris Nero] 18:14:21

We're… we're… go ahead.

[kimberlybyrd] 18:14:21

Hmm? No, I was just saying, he said, where did the wire come from? And then he talked about the truth in lending, um, Act.

[Chris Nero] 18:14:23

No, go ahead, I'm sorry.

[kimberlybyrd] 18:14:28

Um, Tila, um…

[kimberlybyrd] 18:14:31

And proof of the loan. So…

[kimberlybyrd] 18:14:34

She was not aggressive, um, she tried… what did she say to you? She said something to try to get you

[kimberlybyrd] 18:14:41

to say something to her.

[kimberlybyrd] 18:14:44

You caught on. There's something she said, but…

[kimberlybyrd] 18:14:46

Um, she wasn't aggressive, she was very quiet, which means that

[kimberlybyrd] 18:14:50

she was admitting, you know, that quietness to me.

[kimberlybyrd] 18:14:54

meant that she was admitting, because I didn't know if she understood what Chris was saying, but she did very much understand, and she asked him in the end to send her.

[kimberlybyrd] 18:15:02

Um, the documentation.

[kimberlybyrd] 18:15:04

So, to me,

[kimberlybyrd] 18:15:07

I don't know, I think that he understood.

[kimberlybyrd] 18:15:10

And now we have to send her a bill of exchange… do we have to send her a bill of exchange, is what she's waiting to receive?

[Chris Nero] 18:15:16

No, no, so I wanted… I wanted to get…

[kimberlybyrd] 18:15:18

Settlement and closing.

[Chris Nero] 18:15:20

Settlement enclosure, so I wanted to get…

[Chris Nero] 18:15:23

Uh, Kimberly's understanding, because…

[Chris Nero] 18:15:26

Um, and this is constructive.

[Chris Nero] 18:15:29

Because it's… it's… when you have…

[Chris Nero] 18:15:33

When you're in the… when you're in the pipeline of the action, like in a… like, you ever see those…

[Chris Nero] 18:15:40

war movies where they're, like, getting incoming, and…

[Chris Nero] 18:15:43

And the guys in the ditch are, you know, the old movies, and they're… they're…

[Chris Nero] 18:15:48

when you're in that situation,

[Chris Nero] 18:15:51

people are in shock.

[Chris Nero] 18:15:55

It's human nature.

[Chris Nero] 18:15:57

Guy looks at the guy next to him, he's shot, an arm's coming out.

[Chris Nero] 18:16:02

I'm being a little extreme, but…

[Chris Nero] 18:16:05

When you go into a courtroom,

[Chris Nero] 18:16:08

It's the same thing.

[Chris Nero] 18:16:11

human nature.

[Chris Nero] 18:16:13

Uh, and because I've been in the courtroom so much,

[Chris Nero] 18:16:18

you know, I kind of look… I'm kind of like…

[Chris Nero] 18:16:21

these quarterbacks that are out there. I've been around for, you know, so many…

[Chris Nero] 18:16:26

I'm a… I'm a senior, whatever you want to call it, um…

[Chris Nero] 18:16:30

you know, uh…

[james] 18:16:33

Veteran?

[Chris Nero] 18:16:35

a veteran, yeah, veteran. There you go, that's a great name. Yes, James, thank you.

[kimberlybyrd] 18:16:37

That's a good one.

[Chris Nero] 18:16:39

And, you know, it kind of reminds me of that

[Chris Nero] 18:16:42

that story where, you know, a lot of you may know or not know, but it's a story about

[Chris Nero] 18:16:47

Joe Montana, when he did the pass against the Dallas Cowboys, and…

[Chris Nero] 18:16:51

they were like, what were you thinking? What were you thinking? He goes, yeah, he goes, I was thinking about…

[Chris Nero] 18:16:56

If that was John Candy out.

[Chris Nero] 18:16:59

out in the seats up out there, this Super Bowl.

[Chris Nero] 18:17:05

And I think that that's… the reason I'm bringing all this up is because

[Chris Nero] 18:17:09

It's important that you stay

[Chris Nero] 18:17:13

unemotional.

[Chris Nero] 18:17:15

Uh, the Tin Man.

[Chris Nero] 18:17:17

didn't have a harp.

[Chris Nero] 18:17:19

He was unemotional.

[Chris Nero] 18:17:23

We're… we're not here to argue.

[Chris Nero] 18:17:26

They look for controversy.

[Chris Nero] 18:17:31

And when I go into a courtroom, and the, you know, and I'll… whatever it might be, and I've had, you know, I don't know, 20-something tickets.

[Chris Nero] 18:17:38

Uh, and I'll always just say…

[Chris Nero] 18:17:43

Hey, um…

[Chris Nero] 18:17:45

Here to plead guilty.

[Chris Nero] 18:17:47

Which means I'm here to pay.

[Chris Nero] 18:17:49

That's what guilty means, and the Black's Law.

[Chris Nero] 18:17:52

And I'm pleading guilty to the facts.

[Chris Nero] 18:17:56

of the charges.

[Chris Nero] 18:17:59

Oh, no, you, you, you know, you can't plead guilty to the… that's… this is only a…

[Chris Nero] 18:18:04

Uh, an arraignment, and I said, and I'll just… I'll just…

[Chris Nero] 18:18:08

I'll just be quiet and listen until they're done stuttering back and forth out of shock.

[Chris Nero] 18:18:15

And then I'll say something like,

[Chris Nero] 18:18:19

Uh…

[Chris Nero] 18:18:21

I can, you know, accept what you're stating.

[Chris Nero] 18:18:25

If you can, you know, tell me…

[Chris Nero] 18:18:27

you know, where you… what authority you have to compel me.

[Chris Nero] 18:18:33

to not want to pay.

[Chris Nero] 18:18:36

Well, you… then they'll come back, and you gotta be prepared. They'll say something like,

[Chris Nero] 18:18:40

Oh, you, you gotta, you can, you can do that, but you gotta take… what we're here to do is, if you want to do that, you have to take responsibility.

[Chris Nero] 18:18:49

And you gotta be quick.

[Chris Nero] 18:18:51

And this comes out of experience, then I went home and I looked at responsibility,

[Chris Nero] 18:18:57

And I went and actually signed a true bill.

[Chris Nero] 18:19:01

at the front with the judge, and they still…

[Chris Nero] 18:19:04

we'll test you, but that was…

[Chris Nero] 18:19:06

the first time, and then I looked up the…

[Chris Nero] 18:19:11

I looked up the definition of responsibility, and it said,

[Chris Nero] 18:19:14

a person who takes…

[Chris Nero] 18:19:18

Um…

[Chris Nero] 18:19:22

The person who will pay on behalf of another.

[Chris Nero] 18:19:25

And there's several definitions of that. So, you know, you can look it up.

[Chris Nero] 18:19:30

And I… and when I went back, I… when I… when I got caught in that little trap again, I said,

[Chris Nero] 18:19:35

Well, I happened to look at the, uh, responsibility, and the law does not allow impossibilities.

[Chris Nero] 18:19:42

But… I can't…

[Chris Nero] 18:19:45

I can't take responsibility. It says a person has to take responsibility.

[Chris Nero] 18:19:50

And I'm a man. As you can see, I have, you know, two hands, and I get that on the record.

[Chris Nero] 18:19:56

No, they get real uppity and excited, and we're gonna… we're still gonna move forward, we're gonna give you an attorney!

[Chris Nero] 18:20:03

And then, um, I don't argue with them.

[Chris Nero] 18:20:07

And I say, uh, well, you do what you have to do, I'll get the transcripts, and I'll do my 1099s, and…

[Chris Nero] 18:20:15

And then I do them.

[Chris Nero] 18:20:17

And then they disappear.

[Chris Nero] 18:20:20

You see, the courts are there to deny you.

[Chris Nero] 18:20:25

And people get all upset because the courts are denying you.

[Chris Nero] 18:20:30

If a court denies you it's an order,

[Chris Nero] 18:20:33

that you can conditionally accept.

[Chris Nero] 18:20:37

And then you could take them down…

[Chris Nero] 18:20:40

Because their order is a money order,

[Chris Nero] 18:20:44

Because they dishonored me.

[Chris Nero] 18:20:47

You see, when they…

[Chris Nero] 18:20:49

get the order, that's the dishonor.

[Chris Nero] 18:20:53

And I've gotten hundreds of those.

[Chris Nero] 18:20:55

And then I'll do a conditional acceptance back to them.

[Chris Nero] 18:21:01

But with… with all types of debt validation, everything is a debt validation.

[Chris Nero] 18:21:07

A court case is a forensic, some people call it forensics under the…

[Chris Nero] 18:21:11

the acronym for C-R-I-S, the CUSIP Registration Identification.

[Chris Nero] 18:21:18

Um, uh, for the SF bonds or whatever that is inside their surety bonds.

[Chris Nero] 18:21:23

Uh, they package them up into municipal bonds.

[Chris Nero] 18:21:27

They're on record. You can go down to any courthouse. They have an EIN, they have a human resources

[Chris Nero] 18:21:32

They have a window right there to collect. They're… they're… they're just a bank.

[Chris Nero] 18:21:37

Not a bank like we think a bank is, because only a bank by name, but they're there doing business.

[Chris Nero] 18:21:44

See, you think it's a public, but it's private.

[Chris Nero] 18:21:49

And so, to bounce back to what…

[Chris Nero] 18:21:53

we're doing with, uh…

[Chris Nero] 18:21:56

mortgage…

[Chris Nero] 18:21:59

What we did was we did a debt validation,

[Chris Nero] 18:22:02

And of course, you know how many dead validations they see from people coming in? Because…

[Chris Nero] 18:22:07

They go to this guy, and they go to this woman, and this woman, and this guy, and then they do…

[Chris Nero] 18:22:12

They send the letters out.

[Chris Nero] 18:22:16

And then they don't know what to do.

[Chris Nero] 18:22:18

And now, they may have something beautiful, like a dishonor.

[Chris Nero] 18:22:24

even very few people that I see of a certificate of dishonor.

[Chris Nero] 18:22:28

That's a foreign judgment. It's foreign because it's private to the public, and…

[Chris Nero] 18:22:33

the public is foreign to us. We are not of that world.

[Chris Nero] 18:22:37

It's true.

[Chris Nero] 18:22:40

So, when we dishonor them, now we do a UCC1.

[Chris Nero] 18:22:48

And then we… you know, I believe you go a step further.

[Chris Nero] 18:22:52

Because you… you don't…

[Chris Nero] 18:22:54

If these kids are broke,

[Chris Nero] 18:22:58

You still need to balance your books.

[Chris Nero] 18:23:01

And I say kids, because these are our children that we created for us.

[Chris Nero] 18:23:06

And they are bad children.

[Chris Nero] 18:23:09

But they don't know how to ask us for money, so they make up all these ways to do it.

[Chris Nero] 18:23:14

to steal from us.

[Chris Nero] 18:23:16

Thou shalt not steal.

[Chris Nero] 18:23:20

Thou should not covet.

[Chris Nero] 18:23:23

Honor thy father, honor thy mother.

[Chris Nero] 18:23:26

Those are Ten Commandments for those children.

[Chris Nero] 18:23:30

And they're breaking every one of them. Thou shalt not lie.

[Chris Nero] 18:23:35

Thou should not kill.

[Chris Nero] 18:23:36

Why are you killing my brother?

[Chris Nero] 18:23:39

And putting him in prison.

[Chris Nero] 18:23:41

You're killing him civilly.

[Chris Nero] 18:23:44

And you're claiming

[Chris Nero] 18:23:47

to the Creator that you're not really hurting and harming that man or woman.

[Chris Nero] 18:23:53

Because you're only killing him civilly.

[Chris Nero] 18:23:58

Well, you know, God, we're making sure He has a bed, He has clothes, he has everything he needs.

[Chris Nero] 18:24:05

He has food, he can work out, he has everything you need, come on!

[Chris Nero] 18:24:11

All the while,

[Chris Nero] 18:24:15

They're stealing.

[Chris Nero] 18:24:16

And they're justifying it.

[Chris Nero] 18:24:19

based on our ignorance.

[Chris Nero] 18:24:24

So, when I go in there,

[Chris Nero] 18:24:27

And I tell Raina, or I'd tell anybody, including my own stuff,

[Chris Nero] 18:24:32

Or, or Kim?

[Chris Nero] 18:24:33

Let's do a bill of exchange. It's non-legal tender.

[Chris Nero] 18:24:37

The first thing I say is,

[Chris Nero] 18:24:43

Does that bank do non-legal tender?

[Chris Nero] 18:24:47

And I don't come in and go, hey, bank, do you do an illegal tender? I say,

[Chris Nero] 18:24:51

I need to know what non-legal tender is first, and guess what, guys?

[Chris Nero] 18:24:56

if they accept a wire,

[Chris Nero] 18:24:59

That's non-legal tender.

[Chris Nero] 18:25:02

Because they gave you a wire.

[Chris Nero] 18:25:06

That's called KIND.

[Chris Nero] 18:25:07

for kind.

[Chris Nero] 18:25:09

We have to stop thinking about money.

[Chris Nero] 18:25:12

They told you there's no money.

[Chris Nero] 18:25:15

All you have is credits.

[Chris Nero] 18:25:18

We're in a big casino out here.

[Chris Nero] 18:25:23

And you don't know the rules.

[Chris Nero] 18:25:25

of the game.

[Chris Nero] 18:25:29

And when you have kind for kind, it means

[Chris Nero] 18:25:33

that…

[Chris Nero] 18:25:35

When they wired the funds

[Chris Nero] 18:25:38

to… for your mortgage,

[Chris Nero] 18:25:41

There's a thing called the electronic Tila.

[Chris Nero] 18:25:45

Truth in Lending Act, which is

[Chris Nero] 18:25:48

Where did the money come from?

[Chris Nero] 18:25:53

Unless some of you in this world grabbed a big suitcase full of money,

[Chris Nero] 18:25:58

or a check.

[Chris Nero] 18:26:00

I still want to know where it came from.

[Chris Nero] 18:26:04

Because it came from the federal window.

[Chris Nero] 18:26:07

And that means…

[Chris Nero] 18:26:11

that the title company was in cahoots.

[Chris Nero] 18:26:13

That's why they have a thing called errors and omissions in title insurance.

[Chris Nero] 18:26:18

So that if you ever find out what the hell's going on,

[Chris Nero] 18:26:22

And that you don't own that property?

[Chris Nero] 18:26:25

And never will?

[Chris Nero] 18:26:28

That's why they have a thing called errors and omissions. That's another…

[Chris Nero] 18:26:33

Plateau we'll talk about later. For those of you who are helping with your houses,

[Chris Nero] 18:26:37

Because once you get this done…

[Chris Nero] 18:26:40

Can they get your… your house at zero, settled and closed,

[Chris Nero] 18:26:45

Then we're going to go after the title company for the title insurance.

[Chris Nero] 18:26:51

So you can get paid.

[Chris Nero] 18:26:53

damages.

[Chris Nero] 18:26:56

So,

[Chris Nero] 18:26:59

You see, people think I'm just sending out 5 magical letters.

[Chris Nero] 18:27:06

That's why I put you folks out.

[Chris Nero] 18:27:08

And I shorted the group to only the people who have open minds.

[Chris Nero] 18:27:15

people that are willing to learn, because I got rid of over 100 people, because

[Chris Nero] 18:27:20

I was just a straw in my…

[Chris Nero] 18:27:23

crown being sucked out.

[Chris Nero] 18:27:24

And I was doing it, because I…

[Chris Nero] 18:27:28

have compassion. Too much.

[Chris Nero] 18:27:30

But I couldn't continue at that pace.

[Chris Nero] 18:27:34

And I warn people, I said, I'd rather have…

[Chris Nero] 18:27:37

For those of you that remember, I'd rather have…

[Chris Nero] 18:27:40

A strong 10, then a strong… then 100 people that are just all over the place.

[Chris Nero] 18:27:47

And because I'm saying this is because there's no way to learn

[Chris Nero] 18:27:54

They're doing it.

[Chris Nero] 18:27:56

So, now…

[Chris Nero] 18:28:00

that PNC or any mortgage company knows that there's a debt validation.

[Chris Nero] 18:28:04

And they're dishonored.

[Chris Nero] 18:28:07

That's not going to stop them. You're not the first Joe or Jane that went in there. They're gonna test you more.

[Chris Nero] 18:28:13

They're gonna keep on running through.

[Chris Nero] 18:28:16

Notice of foreclosure, blah, blah. Like a tank.

[Chris Nero] 18:28:20

And then, you're behind the eight ball.

[Chris Nero] 18:28:24

Not us.

[Chris Nero] 18:28:26

What we did then was we did the bill of exchange.

[Chris Nero] 18:28:30

And the language is extinguishment of debt.

[Chris Nero] 18:28:35

for settlement and closure.

[Chris Nero] 18:28:39

And they got dishonored on that. That's… that's too dishonored!

[Chris Nero] 18:28:44

of liability.

[Chris Nero] 18:28:47

for hundreds of millions.

[Chris Nero] 18:28:52

And I said to Kim, I said,

[Chris Nero] 18:28:55

It's get on the phone, and let's call PNC.

[Chris Nero] 18:28:59

If they don't… if… when, you know, when they… when they emailed her, I said, let's do that right away.

[Chris Nero] 18:29:08

Because it's like…

[Chris Nero] 18:29:10

a boxer who knows he has somebody

[Chris Nero] 18:29:13

on the ropes, and he has to do that knockout punch.

[Chris Nero] 18:29:19

But before we got that email,

[Chris Nero] 18:29:21

we did a letter, a draft of an affidavit, a letter to rescind.

[Chris Nero] 18:29:29

Letter of precision.

[Chris Nero] 18:29:32

Because as soon as we have volition, knowledge,

[Chris Nero] 18:29:37

that we didn't have disclosure under Truth in Lending Act. Remember, we're using consumer…

[Chris Nero] 18:29:42

rules and laws of their own.

[Chris Nero] 18:29:45

See, they're scared of what we can do with them in court.

[Chris Nero] 18:29:49

They're not scared. They're… oh, it's another sovereign guy, he's talking about… no, they know they'll beat you in a courtroom like that.

[Chris Nero] 18:29:56

But the electronic Tila?

[Chris Nero] 18:29:58

They were supposed to tell you about that, but you didn't know that. And you know why you didn't know that? Because

[Chris Nero] 18:30:04

It was a financial asset.

[Chris Nero] 18:30:08

It wasn't alone.

[Chris Nero] 18:30:10

And they told you it was alone.

[Chris Nero] 18:30:14

The sad part is,

[Chris Nero] 18:30:16

is that it didn't even make you a trustee.

[Chris Nero] 18:30:21

a major tenant.

[Chris Nero] 18:30:25

They took you away from creditor.

[Chris Nero] 18:30:28

to 10.

[Chris Nero] 18:30:30

And they became the trustee and a beneficiary, and we're gonna play this game!

[Chris Nero] 18:30:38

And now you're playing this role.

[Chris Nero] 18:30:42

But once you have knowledge, you can… and it's a trust,

[Chris Nero] 18:30:47

And the trust was made in your name, with your social security number,

[Chris Nero] 18:30:53

Which is identity theft, no disclosure, and they know you know?

[Chris Nero] 18:30:59

There's some people with the higher… higher-ups that are gonna start thinking,

[Chris Nero] 18:31:03

Uh-oh.

[Chris Nero] 18:31:08

And after we did the letter to rescind,

[Chris Nero] 18:31:13

Does… you know, I'm not going to ask the question, I'm just going to tell you. The letter to rescind means

[Chris Nero] 18:31:18

Bring it back, baby.

[Chris Nero] 18:31:22

What are you bringing back? The credits.

[Chris Nero] 18:31:25

Why do they have to bring it back?

[Chris Nero] 18:31:28

Because there was no disclosure.

[Chris Nero] 18:31:32

And if there was no disclosure,

[Chris Nero] 18:31:36

They have… there's no time frame for fraud.

[Chris Nero] 18:31:42

Fraud is when you don't disclose.

[Chris Nero] 18:31:45

That's why I get a kick out when people say,

[Chris Nero] 18:31:48

They try to equate my name or anything about me with fraud.

[Chris Nero] 18:31:54

guess what, guys?

[Chris Nero] 18:31:56

My name is on everything.

[Chris Nero] 18:31:58

my… my biometric identifier, my thumbprints on everything.

[Chris Nero] 18:32:02

My address is on everything.

[Chris Nero] 18:32:06

So I'm not trying to commit fraud, nor am I committing fraud.

[Chris Nero] 18:32:11

I'm the most transparent

[Chris Nero] 18:32:14

Out of all those so-called gurus out there,

[Chris Nero] 18:32:18

Try to get ahold of them.

[Chris Nero] 18:32:22

They'll charge you.

[Chris Nero] 18:32:25

You got a problem?

[Chris Nero] 18:32:27

on the… on the… and you have to stop it on the dime, and you need somebody there?

[Chris Nero] 18:32:31

Who are you gonna call? Ghostbusters?

[Chris Nero] 18:32:35

Who are you gonna call?

[Chris Nero] 18:32:37

You need someone that's available,

[Chris Nero] 18:32:41

Because once time passes by,

[Chris Nero] 18:32:45

It's over!

[Chris Nero] 18:32:47

After 72 hours.

[Chris Nero] 18:32:52

So, Kim and I immediately knew

[Chris Nero] 18:32:56

Well, I knew when Kim said, hey, I got this email, I said,

[Chris Nero] 18:33:00

I don't know what… we were on the phone with for 15 seconds, and what did I say, Kim?

[kimberlybyrd] 18:33:05

Let's call them.

[Chris Nero] 18:33:07

Get her on the phone.

[kimberlybyrd] 18:33:08

Yeah, but remember, we got the package that same day. They sent me a package for the point-by-point validation of those

[Chris Nero] 18:33:13

Yes. Yes.

[kimberlybyrd] 18:33:16

previous letters, and they just sent me my mortgage deed.

[Chris Nero] 18:33:19

Yeah.

[kimberlybyrd] 18:33:21

As if that was to satisfy me, but Chris told me that was a trick, so we sent that back to them in…

[kimberlybyrd] 18:33:28

The same envelope that it came. They sent it on the 16th, I didn't get it until the 30th.

[kimberlybyrd] 18:33:33

Which is pretty interesting. Must have took a long… the long route. But, um, we sent them back a response and memorialization of

[kimberlybyrd] 18:33:42

their correspondence.

[Chris Nero] 18:33:44

Yeah, they have… they operate out of trickery, so they slow poke…

[Chris Nero] 18:33:49

the mail.

[kimberlybyrd] 18:33:51

Mm-hmm.

[Chris Nero] 18:33:52

They send you a bunch of paperwork, what, hundreds of pages?

[kimberlybyrd] 18:33:56

Yes

[Chris Nero] 18:33:57

And then you don't answer it.

[Chris Nero] 18:34:01

And all you have to do is conditionally accept it, send it back,

[Chris Nero] 18:34:07

With refusal for cause, because they answered nothing.

[Chris Nero] 18:34:10

It's a checker game, it's real simple. I move my checker, I ask you to do something. You went to the bathroom,

[Chris Nero] 18:34:15

You went out to go play baseball, you had… you ate some dinner, and I'm still waiting for you to move.

[Chris Nero] 18:34:23

I can't move, it's checkers! If I move, I'm gonna lose!

[Chris Nero] 18:34:27

And that's what people do.

[Chris Nero] 18:34:30

They start talking.

[Chris Nero] 18:34:33

Arguably.

[Chris Nero] 18:34:37

So, we got on the phone,

[Chris Nero] 18:34:39

And she started off with, you know, trying to trick Kim, and do you know what you're doing? Do you know why you're… do you know what… can I have your name? Can I have this?

[Chris Nero] 18:34:48

And I jumped in, I said, I'm her fiduciary. She's not gonna answer any questions.

[Chris Nero] 18:34:52

But we need to get her started. I said, okay, you can get, you know, you can identify her.

[Chris Nero] 18:34:58

You see, because they want to hear…

[Chris Nero] 18:35:01

per…

[Chris Nero] 18:35:03

They want to hear Kimberly,

[Chris Nero] 18:35:05

stumble.

[Chris Nero] 18:35:08

to make her the adapter.

[Chris Nero] 18:35:11

So, I stopped, and, you know, I interrupted, and she says, well, we send Kim, uh, the debt validation. We send her the promissory note.

[Chris Nero] 18:35:21

And we send her the deed, I said, I said, with all due respect, Ms. Martinez, I said, that's not what we asked for.

[Chris Nero] 18:35:27

We have bulleted demands and negative… I didn't pull any punches, I'm very transparent, I said,

[Chris Nero] 18:35:32

We sent you a debt validation with negative Averments, bulleted demands that have not been to this day,

[Chris Nero] 18:35:38

As a matter of fact, you should know you've been dishonored.

[Chris Nero] 18:35:42

And I didn't… I didn't pull any punches. I said, and you have bill… you have a bill of exchange package that has been dishonored.

[Chris Nero] 18:35:53

I said, you violated…

[Chris Nero] 18:35:55

Several consumer rights, including FDCPA, FTC,

[Chris Nero] 18:36:01

FCA…

[Chris Nero] 18:36:03

Um, I said, the SEC, a disposition of a security is gonna…

[Chris Nero] 18:36:08

Uh, we're gonna have to do that at this point. I said, but let's… let's, let's stop all this. I said,

[Chris Nero] 18:36:14

We're at a point right now where we're just gonna file next, which we told you, we were very transparent.

[Chris Nero] 18:36:20

And put you on notice that we're going to file with the United States District Court, we're gonna…

[Chris Nero] 18:36:23

We're gonna go for USC 51 for Stultifying…

[Chris Nero] 18:36:27

the commercial instrument, USC 15-2 under the anti-Sherman Act, under…

[Chris Nero] 18:36:32

Um, um, um, Monopoly, uh, trust monopoly, uh, acts that you've violated.

[Chris Nero] 18:36:38

Along with, uh, several

[Chris Nero] 18:36:41

too many to mention consumer violations that's…

[Chris Nero] 18:36:45

already been on a true bill that you've been notified on?

[Chris Nero] 18:36:48

I said, however,

[Chris Nero] 18:36:53

We would like to do this amiable.

[Chris Nero] 18:36:56

There's no reason why we can't…

[Chris Nero] 18:36:59

do this, um…

[Chris Nero] 18:37:02

And make sure that we all save face.

[Chris Nero] 18:37:04

I said, what I will do is I will put a settlement enclosure.

[Chris Nero] 18:37:09

I'll draft it. I said, I'm not going to be fancy.

[Chris Nero] 18:37:11

I'm just gonna put it together, you'll know…

[Chris Nero] 18:37:14

what to do, and then…

[Chris Nero] 18:37:17

you can make sure that this loan gets balanced to zero?

[Chris Nero] 18:37:22

And send the necessary paperwork to Ms. Burke.

[Chris Nero] 18:37:26

What'd she say, Kim?

[kimberlybyrd] 18:37:29

She says, please send it to my email.

[kimberlybyrd] 18:37:32

That's what she said. She wanted you to make sure you sent it to her email, and that you had her email, you know? So…

[Chris Nero] 18:37:41

And Kim. But Kim!

[kimberlybyrd] 18:37:42

Yes.

[Chris Nero] 18:37:43

She didn't say, you're crazy, Mr. Nero, what the hell are you talking about, Mr. Nero?

[kimberlybyrd] 18:37:48

Nope.

[Chris Nero] 18:37:48

What do you mean?

[kimberlybyrd] 18:37:50

Nope. She… she was…

[kimberlybyrd] 18:37:53

Very, very cordial and very, very quiet, because she knew…

[Chris Nero] 18:37:56

She wasn't upset?

[kimberlybyrd] 18:37:58

Nope. It was almost like she agreed with it, you know, she agreed with everything he said, and she was at that point of…

[kimberlybyrd] 18:38:07

Okay, this is… this is good, you

[Chris Nero] 18:38:11

Okay, but let me just… I don't… I don't want to be… I'm not… I'm not saying this

[Chris Nero] 18:38:17

So that, you know, it's, you know, um…

[Chris Nero] 18:38:21

Megal maniac, Nero.

[Chris Nero] 18:38:23

I'm saying it to make a point.

[Chris Nero] 18:38:27

You see, there is no argument.

[Chris Nero] 18:38:33

Because an affidavit outs the truth.

[kimberlybyrd] 18:38:37

Correct.

[Chris Nero] 18:38:37

And as I told her,

[Chris Nero] 18:38:39

If we go into the United States District Court,

[Chris Nero] 18:38:45

the information that's warranted will speak for itself.

[Chris Nero] 18:38:50

Which means, and I said the only thing the judge needs to do is rule ministerial.

[Chris Nero] 18:38:58

And you see, when you get to that point with these people, they know that.

[Chris Nero] 18:39:02

Again, I'm not there to cause controversy.

[Chris Nero] 18:39:08

All we want is settlement and closure.

[Chris Nero] 18:39:13

And because… here's the key, folks.

[Chris Nero] 18:39:18

The notice to rescind.

[Chris Nero] 18:39:20

is the key.

[Chris Nero] 18:39:22

You see, most people out there make mistakes, they do the…

[Chris Nero] 18:39:26

the debt validation, the notice of fault,

[Chris Nero] 18:39:30

The Notice of Default and Protest, the notice of…

[Chris Nero] 18:39:33

Uh, dishonor, and then the Certificate of dishonor.

[Chris Nero] 18:39:37

And then they stop.

[Chris Nero] 18:39:40

Instead of putting it into a UCC one,

[Chris Nero] 18:39:42

Because you have to have a true bill.

[Chris Nero] 18:39:45

Because he who seeks equity must do equity.

[Chris Nero] 18:39:49

Why do you think I put all those true bills out there to show you?

[Chris Nero] 18:39:53

They're real. It's just, they don't disclose it to you.

[Chris Nero] 18:39:58

And I put at least 4 of those true bills out there.

[Chris Nero] 18:40:02

that were on the WhatsApp.

[Chris Nero] 18:40:05

Because, you know, those are like leprechauns. You hear about them, but you never see them. But I showed them to you.

[Chris Nero] 18:40:11

That's why they put true bills.

[Chris Nero] 18:40:14

Because they're doing the same thing.

[Chris Nero] 18:40:17

They rule by summary judgment, Sumerian.

[Chris Nero] 18:40:21

Law Merchant.

[Chris Nero] 18:40:23

Venetian maritime.

[Chris Nero] 18:40:28

You don't know what's going on.

[Chris Nero] 18:40:30

This is going on in your banks, this is going on in your utilities,

[Chris Nero] 18:40:34

This is going on in your credit cards, this is going on in your car loans. What I just…

[Chris Nero] 18:40:40

described is exactly the procedure that you're going to take on every single one of those.

[Chris Nero] 18:40:47

Including if you get denied credit.

[Chris Nero] 18:40:51

Which I'm… I… I'll show you right now.

[Chris Nero] 18:40:54

This is my second one, guys.

[Chris Nero] 18:40:59

Odo.

[Chris Nero] 18:41:05

Okay, so you guys can see this.

[Chris Nero] 18:41:08

Oda.

[Chris Nero] 18:41:12

You see?

[Chris Nero] 18:41:19

Can you guys see that?

[kimberlybyrd] 18:41:26

Is it a vehicle?

[Reina Martha Cornelio Martinez] 18:41:27

Nah, that's a Hummer!

[Chris Nero] 18:41:27

Is that too close?

[Chris Nero] 18:41:34

Did you guys see that?

[kimberlybyrd] 18:41:34

We can see it now. Well, I can see it now. I'm speaking for everybody.

[Chris Nero] 18:41:37

Do you see… do you see I'm the highest bidder?

[kimberlybyrd] 18:41:43

Oh.

[kimberlybyrd] 18:41:45

Okay, it went out, it went black, your screen went black.

[Chris Nero] 18:41:49

Oh, sorry.

[Chris Nero] 18:41:51

It says at the top, you're the highest bidder.

[Chris Nero] 18:42:00

Can you see that?

[kimberlybyrd] 18:42:01

No, it's just…

[Reina Martha Cornelio Martinez] 18:42:02

Move that phone back, Chris, uh…

[kimberlybyrd] 18:42:04

Yeah. Until it.

[Reina Martha Cornelio Martinez] 18:42:05

It's always you.

[kimberlybyrd] 18:42:07

Tilt it down. Yeah.

[kimberlybyrd] 18:42:10

But we can't… still can't really see it. We can see the car now!

[kimberlybyrd] 18:42:13

If I can't see the wording. Oh, there you go.

[kimberlybyrd] 18:42:16

The wording.

[kimberlybyrd] 18:42:20

Okay.

[Chris Nero] 18:42:22

Okay.

[Chris Nero] 18:42:25

The other one I got…

[Chris Nero] 18:42:27

Before…

[Chris Nero] 18:42:32

was the Aston Martin.

[Chris Nero] 18:42:40

And your worst case is that if you gotta take them down,

[Chris Nero] 18:42:44

You're just gonna get a check.

[Chris Nero] 18:42:48

But…

[Chris Nero] 18:42:50

You see, those are offers.

[Chris Nero] 18:42:54

And those offers…

[Chris Nero] 18:42:56

like, when you pass by the grocery store, you know, they're advertised, those are offers.

[Chris Nero] 18:43:01

So here…

[Chris Nero] 18:43:13

Can you see this?

[kimberlybyrd] 18:43:15

Yes.

[Chris Nero] 18:43:16

What does that say?

[kimberlybyrd] 18:43:18

Bill of sale.

[Chris Nero] 18:43:19

Does anybody know what a bill of sale is? James?

[james] 18:43:25

Yeah, it's…

[Reina Martha Cornelio Martinez] 18:43:26

No, I don't.

[Chris Nero] 18:43:29

Jim, do you know?

[james] 18:43:32

Well, I mean, in the conventional way, a bill of sale is, uh…

[james] 18:43:37

Kinda, what you're paying for in your receipt?

[Chris Nero] 18:43:40

That's right, there's the receipt.

[Chris Nero] 18:43:42

Now,

[Chris Nero] 18:43:45

At the bottom,

[Chris Nero] 18:43:52

There's two signatures, can you see that?

[Chris Nero] 18:43:55

Is that too close?

[kimberlybyrd] 18:44:00

I can see it.

[Chris Nero] 18:44:02

Can you guys see the two signatures?

[kimberlybyrd] 18:44:05

Yes, I see yours on the right, and who is that on the left?

[Chris Nero] 18:44:09

That's the seller. At the… at the auction.

[kimberlybyrd] 18:44:11

Okay.

[kimberlybyrd] 18:44:12

Okay.

[Chris Nero] 18:44:13

Now, I'm gonna go a little bit close.

[Chris Nero] 18:44:19

So you can see…

[Chris Nero] 18:44:22

what I paid for it. I'm gonna put it right here next to my thumb.

[Chris Nero] 18:44:25

not paid, but…

[Chris Nero] 18:44:28

You see that? Is it too close?

[james] 18:44:32

Yeah, can't read it.

[kimberlybyrd] 18:44:33

Yeah, I can't read it either.

[Chris Nero] 18:44:35

How about now?

[james] 18:44:38

26… 254?

[james] 18:44:39

Something?

[james] 18:44:43

264, 254, 264, something like that.

[Chris Nero] 18:44:44

Yeah.

[Chris Nero] 18:44:46

Yes, that's… and that was for a…

[Chris Nero] 18:44:56

That's for the… right here, the…

[Chris Nero] 18:44:58

Can you see that right there?

[Chris Nero] 18:45:04

Right there.

[Chris Nero] 18:45:07

Aston Martin.

[kimberlybyrd] 18:45:08

Yes, I can see that. In and out, yeah.

[Chris Nero] 18:45:11

Okay,

[Chris Nero] 18:45:22

And there's forms you have to have.

[Chris Nero] 18:45:26

This is the Form 56, people.

[kimberlybyrd] 18:45:29

Mm-hmm.

[Chris Nero] 18:45:30

Can you see that?

[kimberlybyrd] 18:45:32

Yes.

[Chris Nero] 18:45:33

Who did I make the fiduciary? Sotheby's.

[kimberlybyrd] 18:45:38

I can't see it.

[kimberlybyrd] 18:45:43

It's blurry. Can anybody else see it?

[Chris Nero] 18:45:44

How about now?

[james] 18:45:46

Nope.

[Chris Nero] 18:45:47

I'll put it out there.

[kimberlybyrd] 18:45:47

Nope, it's too blurry. Okay.

[Chris Nero] 18:45:49

I'll put it out there.

[Chris Nero] 18:45:52

And…

[Chris Nero] 18:45:55

You know,

[Chris Nero] 18:46:00

I really shouldn't be showing a lot of this.

[Chris Nero] 18:46:02

But…

[Chris Nero] 18:46:06

It's just southern bees on my SF.

[Chris Nero] 18:46:12

30.

[Chris Nero] 18:46:16

And then I have emails.

[Chris Nero] 18:46:23

And you gotta do this…

[Chris Nero] 18:46:25

You gotta do it in person.

[Chris Nero] 18:46:30

I mean, you gotta do it, like…

[Chris Nero] 18:46:32

you know, from your hand.

[Chris Nero] 18:46:36

That's the other one.

[kimberlybyrd] 18:46:37

Those are the 1099As.

[Chris Nero] 18:46:40

Do you see those?

[kimberlybyrd] 18:46:42

the 1099A, right?

[Chris Nero] 18:46:43

Mm-hmm.

[kimberlybyrd] 18:46:44

Yeah, I can make the 1099A out, but I can't make out anything else. Okay, I saw the 560.

[kimberlybyrd] 18:46:51

And I see up top…

[kimberlybyrd] 18:46:54

I can't make that out. I said Treasury.

[kimberlybyrd] 18:46:58

Is that Sotheby's or Treasury?

[Chris Nero] 18:47:02

U.S. Department of the Treasury.

[kimberlybyrd] 18:47:03

Yes, okay.

[kimberlybyrd] 18:47:05

Alright.

[Chris Nero] 18:47:05

The second one is the Aston Martin.

[Chris Nero] 18:47:08

The first one is the…

[Chris Nero] 18:47:13

Oh, I can't remember what that one was.

[Chris Nero] 18:47:16

Asset transfer by 10 for acquisition purchase.

[Chris Nero] 18:47:20

So that was another… that was another one.

[kimberlybyrd] 18:47:20

Okay.

[Chris Nero] 18:47:25

And then…

[Chris Nero] 18:47:27

And then you have the…

[Chris Nero] 18:47:33

This is your underwriting thing.

[kimberlybyrd] 18:47:37

Okay, what form is that?

[Chris Nero] 18:47:40

1096.

[kimberlybyrd] 18:47:41

Alright, I couldn't see it.

[Chris Nero] 18:47:42

This is a better…

[Chris Nero] 18:47:45

bill of sale.

[kimberlybyrd] 18:47:48

Okay.

[Chris Nero] 18:47:50

You can see my blue signature there.

[Chris Nero] 18:47:56

And then, before it goes…

[Chris Nero] 18:47:59

Very important. You see at the top,

[Chris Nero] 18:48:01

Right?

[kimberlybyrd] 18:48:04

Yes.

[Chris Nero] 18:48:06

What does that say? I recorded it at where?

[kimberlybyrd] 18:48:09

Um, at the records, these… it's not deeds and records, but it's some kind of, like, a…

[Chris Nero] 18:48:14

In Academy reporters. Why?

[kimberlybyrd] 18:48:15

Okay.

[Chris Nero] 18:48:16

Because as soon as I deposited it in there,

[Chris Nero] 18:48:19

That's the bank.

[kimberlybyrd] 18:48:24

So, the bank is the records…

[kimberlybyrd] 18:48:26

Pima County records?

[Chris Nero] 18:48:29

Wherever your county is,

[kimberlybyrd] 18:48:31

So, county records and deeds.

[Chris Nero] 18:48:35

And then these are some more of the forms they give you.

[Chris Nero] 18:48:38

sellers, disclosures, and all that stuff.

[Chris Nero] 18:48:59

So, when I… when I tell you…

[Chris Nero] 18:49:04

You know, everybody wants to see proof.

[Chris Nero] 18:49:08

And…

[Chris Nero] 18:49:12

A lot of times, when you're doing things in the private,

[Chris Nero] 18:49:17

You know, even Ibarra, who I put some stuff out in the past that he saw,

[Chris Nero] 18:49:26

In the old ancient text of trust,

[Chris Nero] 18:49:30

We have what's called…

[Chris Nero] 18:49:32

Trust secrets.

[Chris Nero] 18:49:35

what now they call…

[Chris Nero] 18:49:38

are banker secrets.

[Chris Nero] 18:49:40

So it's very difficult for you to go to a bank and have them

[Chris Nero] 18:49:45

capitulate.

[Chris Nero] 18:49:47

It's a process.

[Chris Nero] 18:49:51

And I'm trying to help your mind.

[Chris Nero] 18:49:55

Because there is no money.

[Chris Nero] 18:49:59

there's only credits and debits.

[Chris Nero] 18:50:06

you have to create debt

[Chris Nero] 18:50:11

And when you're coming in,

[Chris Nero] 18:50:13

Just like this one that I'm buying, this, you know, this…

[Chris Nero] 18:50:16

AMG63, whatever, for $175,000.

[Chris Nero] 18:50:21

What difference does it make if it's 100, 200, 300, 400? Well, it doesn't matter.

[Chris Nero] 18:50:28

You're creating debt.

[Chris Nero] 18:50:34

But if you don't know…

[Chris Nero] 18:50:36

how to use your credit,

[Chris Nero] 18:50:39

And that they run your social,

[Chris Nero] 18:50:41

That's your credit card, and then people come back and they're like, oh, I got United credit, ah, my score wasn't high enough, and…

[Chris Nero] 18:50:49

I didn't have enough money, and I wasn't making…

[Chris Nero] 18:50:54

That's just pure ignorance.

[Chris Nero] 18:50:57

Because they ran your credit!

[Chris Nero] 18:50:59

That means they took your credit!

[Chris Nero] 18:51:03

They ran it, they have it! They're holding it!

[Chris Nero] 18:51:08

Somebody decided to be prejudicial against you.

[Chris Nero] 18:51:12

You're not worthy.

[Chris Nero] 18:51:15

But that's, like, the child telling you to go to bed at night.

[Chris Nero] 18:51:18

I'm like, listen here, Chucky.

[Chris Nero] 18:51:24

You need to give me my car.

[Chris Nero] 18:51:28

Because you're a bad child, Chucky.

[Chris Nero] 18:51:30

And you're gonna do it.

[Chris Nero] 18:51:32

And then I'd hand them a letter, and I'd say, fax that to the underwriter.

[Chris Nero] 18:51:38

And so, antitrust laws.

[Chris Nero] 18:51:43

you're prejudicial.

[Chris Nero] 18:51:45

to my, um…

[Chris Nero] 18:51:47

my credit, how in the hell can you deny me credit?

[Chris Nero] 18:51:54

What did you do with it?

[Chris Nero] 18:51:56

Then…

[Chris Nero] 18:51:58

After that letter,

[Chris Nero] 18:52:00

Because you know they ran your credit,

[Chris Nero] 18:52:05

Immediately!

[Chris Nero] 18:52:07

If not the next day.

[Chris Nero] 18:52:09

you send them a letter to rescind.

[Chris Nero] 18:52:14

And I put all this stuff out there on WhatsApp.

[Chris Nero] 18:52:17

And Raina?

[Chris Nero] 18:52:19

put everything together?

[Chris Nero] 18:52:21

There's a resend letter,

[Chris Nero] 18:52:24

There's an underwriter ladder,

[Chris Nero] 18:52:26

There's a debt validation letter for your utilities, for your credit cards, your mortgages, everything.

[Chris Nero] 18:52:33

I gave you all the answers, because, you know, everybody's out there in the early days of me. Oh, Nero's withholding, he wants to be the master, he wants…

[Chris Nero] 18:52:40

You know, all this stuff out of here in the background from all these idiots that I was trying to help out.

[Chris Nero] 18:52:50

He doesn't know what he's doing, you look at him, and you know, he… and I gave everybody an opportunity to get $10 million through the private.

[Chris Nero] 18:52:58

I think there's only…

[Chris Nero] 18:53:00

Luke, were you part of that group?

[Chris Nero] 18:53:05

I don't think… when we did the…

[luke ] 18:53:06

Yes. Yep.

[Chris Nero] 18:53:07

Yeah, the… remember the 1099A and the 1099-Bs?

[Chris Nero] 18:53:13

You need to look at your transcripts, um,

[Chris Nero] 18:53:16

Jason Ibarra…

[Chris Nero] 18:53:18

finally looked at his transcripts. Ain't that right, Kim?

[kimberlybyrd] 18:53:21

Yep, he looked at them.

[Chris Nero] 18:53:23

And he was super excited, because he saw $10 million on there.

[Chris Nero] 18:53:28

And $250,000.

[Chris Nero] 18:53:29

But like everybody else, and I get…

[Chris Nero] 18:53:33

I… man, Jason, I love Jason, but…

[Chris Nero] 18:53:35

He's one of those guys that…

[Chris Nero] 18:53:37

I gotta see it.

[Chris Nero] 18:53:41

Before I can do this and do that, and do this, doesn't he?

[Chris Nero] 18:53:46

Fine. I asked him, did you look at your transcripts yet? All of a sudden, it's, Hallelujah! $10 million are there!

[Chris Nero] 18:53:54

$250,000!

[Chris Nero] 18:53:55

Man, it really worked, Nero! What do I need to do to get that $250,000? I said, let me evaluate it.

[Chris Nero] 18:54:04

I said, oh, it looks like they're withholding it. He goes, why are they withholding it? I said, because you're 40 years old, and you've been lost at sea for 40 years, and the system doesn't know who the hell you are!

[Chris Nero] 18:54:16

Well, what do we gotta do? I said, I gotta get transaction codes, backup codes! There's a transaction right there, I gotta do the redemption, I gotta reverse it. Now, all of a sudden,

[Chris Nero] 18:54:27

I'm the catch meow.

[Chris Nero] 18:54:30

good things I don't take… I don't take things personal.

[Chris Nero] 18:54:34

Because you can lead a person to a great idea, you can't make them think.

[Chris Nero] 18:54:38

I say that with all due respect.

[Chris Nero] 18:54:40

But I don't really give a damn, because I'm not here to convince people, and I told this to everybody.

[Chris Nero] 18:54:47

because I'm doing it.

[Chris Nero] 18:54:54

And, um…

[Chris Nero] 18:54:56

We're gonna get Kim's house. We're gonna get Raina's house.

[Chris Nero] 18:54:59

We're gonna get Reinus a lot of money for her car.

[Chris Nero] 18:55:04

Because they've played games with her.

[Chris Nero] 18:55:07

And guess what? This is my family now.

[Chris Nero] 18:55:10

This is all I got.

[Chris Nero] 18:55:12

And that they fuck with you, they're gonna fuck with me, because you know what? They got trickery, I got fuckery.

[Chris Nero] 18:55:20

And anybody that's been with me knows I will jump and I will stop everything I'm doing to be there for you.

[Chris Nero] 18:55:31

But I'll tell you this, it's a tough crowd.

[Chris Nero] 18:55:34

It's a tough crowd.

[Chris Nero] 18:55:39

If I showed you how much money

[Chris Nero] 18:55:42

and credits that I had, maybe I should.

[Chris Nero] 18:55:52

that I gotta pull in

[Chris Nero] 18:55:55

Slowly.

[Chris Nero] 18:55:57

Because the systems… the system can't take it.

[Chris Nero] 18:56:00

I just did $1.7 million, and then I did another one for 1.3.

[Chris Nero] 18:56:05

I just got a letter from the Treasury.

[Chris Nero] 18:56:40

Here, for those of you… well, I digress, but here's the Cobb County.

[Chris Nero] 18:56:46

These are all the forms

[Chris Nero] 18:56:48

that they sent me back,

[Chris Nero] 18:56:51

There's so many.

[Chris Nero] 18:56:53

I'll just show you one. They almost look all the same.

[Chris Nero] 18:57:09

I don't know if you guys can see that.

[Chris Nero] 18:57:11

State of court, can you guys… can you guys see that? State court right there?

[Reina Martha Cornelio Martinez] 18:57:16

We'll be back towards you a little bit.

[Reina Martha Cornelio Martinez] 18:57:19

If you could do Jimmy.

[Chris Nero] 18:57:21

See it?

[kimberlybyrd] 18:57:23

It's a little blurry.

[Chris Nero] 18:57:26

No?

[kimberlybyrd] 18:57:26

I can see the 1099.

[Chris Nero] 18:57:29

Look, look at the court.

[kimberlybyrd] 18:57:30

Okay.

[Chris Nero] 18:57:31

Right here.

[kimberlybyrd] 18:57:33

Yes. It's still blurry, I can't see it real clearly.

[Chris Nero] 18:57:36

How about now?

[kimberlybyrd] 18:57:38

Nope. Even worse.

[kimberlybyrd] 18:57:42

Almost, almost, almost.

[kimberlybyrd] 18:57:46

Okay, state of court. State court of Cobb County. I see it.

[kimberlybyrd] 18:57:51

It's blurry, though.

[Chris Nero] 18:57:53

Okay,

[Chris Nero] 18:57:55

Now, I'm only saying this because…

[Chris Nero] 18:58:00

What the flying freakin' flex is a court of law?

[Chris Nero] 18:58:05

have an EIN.

[Chris Nero] 18:58:08

And if you have an EIN, isn't that repugnant to the Constitution of the United States? I have all these. They send them back to me to hide them!

[Chris Nero] 18:58:16

Because, you know, they got mayors over there being indicted, they got…

[Chris Nero] 18:58:20

all types of things happening. So what did I do? I sent it to the IRS at CID.

[Chris Nero] 18:58:26

Let them deal with it.

[Chris Nero] 18:58:31

Now, I think the only thing that you guys should be getting out of that is…

[Chris Nero] 18:58:34

What the hell does a court have an EIN for?

[kimberlybyrd] 18:58:41

Do-Tail!

[Chris Nero] 18:58:42

If I could only kick the tables down.

[Chris Nero] 18:58:46

doing business in my father's house.

[Chris Nero] 18:58:53

This is how many credits I have.

[Chris Nero] 18:58:58

This is one. It's ridiculous.

[kimberlybyrd] 18:59:03

Hmm.

[Chris Nero] 18:59:04

Can you see that?

[kimberlybyrd] 18:59:06

Yes, we can see that. I can see that.

[Chris Nero] 18:59:09

Okay.

[Chris Nero] 18:59:13

And so I have to send them out accordingly.

[Chris Nero] 18:59:18

I can't send them all out at one time.

[Chris Nero] 18:59:22

The system…

[Chris Nero] 18:59:24

cannot handle it. And then here's another one that I'm doing, small ones.

[Chris Nero] 18:59:29

See that? 10 million.

[Chris Nero] 18:59:33

Now, what these are…

[Chris Nero] 18:59:35

are everybody that I'm doing business with.

[Chris Nero] 18:59:39

Prison extraction. Houses.

[Chris Nero] 18:59:44

Have I done something for you?

[Chris Nero] 18:59:45

It's in there.

[Chris Nero] 18:59:49

And I'm gonna pull the money back.

[Chris Nero] 18:59:56

so that I get the money back for you.

[Chris Nero] 19:00:05

Here's the one I told you before that I have, 1,003. This one's coming to me real soon.

[Chris Nero] 19:00:12

I'll tell you why.

[Chris Nero] 19:00:25

And then I'd have this one right here…

[Chris Nero] 19:00:28

This is the 1,007 package. You'll have to excuse my…

[Chris Nero] 19:00:32

great bookkeeping.

[Chris Nero] 19:00:36

And all this has everything inside there.

[Chris Nero] 19:00:43

So you guys can see firsthand when I tell you that I have long forms,

[Chris Nero] 19:00:48

These are the originals.

[Chris Nero] 19:00:53

These are all mortgages.

[Chris Nero] 19:00:56

A whole stack of them.

[Chris Nero] 19:00:58

They come out to $1,007.

[Chris Nero] 19:01:08

The fiduciary redemption package that I sent to the IRS,

[Chris Nero] 19:01:15

And I want to show you that because

[Chris Nero] 19:01:18

They do correspond.

[Chris Nero] 19:01:24

So…

[Chris Nero] 19:01:27

when I have…

[Chris Nero] 19:01:31

Desiree…

[Chris Nero] 19:01:34

Smith…

[Chris Nero] 19:01:37

From the Treasury. Always save your envelopes, because they trick you.

[Chris Nero] 19:01:42

Do you see that circle up there?

[Chris Nero] 19:01:45

Can you read that?

[Chris Nero] 19:01:51

Can you see this right here?

[Reina Martha Cornelio Martinez] 19:01:53

is blurry.

[Chris Nero] 19:01:54

Right here.

[kimberlybyrd] 19:02:01

No.

[Reina Martha Cornelio Martinez] 19:02:03

So, 3,000?

[luke ] 19:02:04

The penalty for private use, $300?

[Chris Nero] 19:02:08

That's right. Does anybody know what that means?

[luke ] 19:02:11

I remember Patrick Devine talking about that. Can't we get paid for that?

[Chris Nero] 19:02:16

That's a check, but if you don't send it back…

[Chris Nero] 19:02:21

What they sent you is dishonor.

[Chris Nero] 19:02:25

Trickery, trickery, trickery.

[Chris Nero] 19:02:28

That's why I accepted for value, I send it back, then I have a memorandum,

[Chris Nero] 19:02:33

of conditional acceptance. Why?

[Chris Nero] 19:02:38

Because, you see…

[Chris Nero] 19:02:40

Desiree…

[Chris Nero] 19:02:50

And, um…

[Chris Nero] 19:02:52

So I…

[Chris Nero] 19:02:55

It says, uh…

[Chris Nero] 19:02:59

This memorandum accompanies IRS Letter 2645C, dated October the 20th.

[Chris Nero] 19:03:04

2025 from the

[Chris Nero] 19:03:06

Cincinnati Service Center, the correspondence acknowledges receipt of prior filings,

[Chris Nero] 19:03:12

Including Forms 211, 3949A, and 843.

[Chris Nero] 19:03:17

Just remember, Adam seeks to conform the authority…

[Chris Nero] 19:03:20

which the services holds or restricts any credits belonging to the private estate and places the responsible parties

[Chris Nero] 19:03:27

On administrative notice of liabilities.

[Chris Nero] 19:03:30

Look.

[Chris Nero] 19:03:32

You know what gets me…

[Chris Nero] 19:03:35

is when you're… when you know that you can see on your transcripts $10 million, or $250,000,

[Chris Nero] 19:03:42

I'm gonna teach the rest of you, Luke…

[Chris Nero] 19:03:45

And Kimberly, uh, for the… for those who haven't done it,

[Chris Nero] 19:03:50

Um, when you guys get together,

[Chris Nero] 19:03:54

on your credential meeting.

[Chris Nero] 19:03:57

If you guys want to do that,

[Chris Nero] 19:04:00

I showed people how to do that.

[Chris Nero] 19:04:03

in the last groups,

[Chris Nero] 19:04:05

But they were…

[Chris Nero] 19:04:08

They were not mentally ready.

[Chris Nero] 19:04:12

And so, as I… as I…

[Chris Nero] 19:04:17

pushed them aside.

[Chris Nero] 19:04:18

Now, they have… there's maybe 20 people that now have $10 million.

[Chris Nero] 19:04:25

And in their private trust account.

[Chris Nero] 19:04:30

And a $250,000 check they can take out.

[Chris Nero] 19:04:34

And once you do one, you can do it again, because that $10 million is what your bank account holds.

[Chris Nero] 19:04:40

That's called private banking.

[Chris Nero] 19:04:43

And that'll be left for another time for those.

[Chris Nero] 19:04:47

Uh, I… I…

[Chris Nero] 19:04:49

Luke knows how to do it, Kimberly knows how to do it, obviously Ibarra knows how to do it.

[Chris Nero] 19:04:56

Uh, I'm not holding anything back.

[Chris Nero] 19:04:58

I want you guys to be fruitful.

[Chris Nero] 19:05:05

You know, but if you think that I'm any different than you,

[Chris Nero] 19:05:12

that I'm not fighting monsters every day.

[Chris Nero] 19:05:16

which you all get to benefit from.

[Chris Nero] 19:05:20

Whether I'm fighting a bank,

[Chris Nero] 19:05:23

a broker…

[Chris Nero] 19:05:27

Um, sheriffs…

[Chris Nero] 19:05:29

judges…

[Chris Nero] 19:05:32

I'm getting ready to liquidate them.

[Chris Nero] 19:05:35

Right here.

[Chris Nero] 19:05:46

Does anybody… can anybody read that, who that's going to?

[Chris Nero] 19:05:55

Anybody?

[kimberlybyrd] 19:05:57

I can see your name go up a little bit. It's going to the…

[kimberlybyrd] 19:06:01

Uh…

[kimberlybyrd] 19:06:04

Director of Surety Bond Branch.

[kimberlybyrd] 19:06:06

Bureau of Fiscal Service.

[kimberlybyrd] 19:06:10

United States Department of Treasury.

[Chris Nero] 19:06:14

Has anybody ever heard of that group?

[kimberlybyrd] 19:06:15

Nope.

[Chris Nero] 19:06:17

Those are the people that are called the spooks.

[Chris Nero] 19:06:20

They work for us.

[Chris Nero] 19:06:22

And they will liquidate their bonds.

[Chris Nero] 19:06:26

It's an AI.

[Chris Nero] 19:06:28

And all they need to see is this package where I defaulted them.

[Chris Nero] 19:06:42

This letter transmits the record package dated November 20th, 24.

[Chris Nero] 19:06:47

24, Kelly Johnson.

[Chris Nero] 19:06:49

record for administrative review and logging. The package reference standard form SF30, SF1414,

[Chris Nero] 19:06:56

SF1416, SF1418, each carrying an office…

[Chris Nero] 19:07:01

of management and budget control number, a summary of record originator, Chris Magazineero,

[Chris Nero] 19:07:07

Addressee, Judge Kelly Johnson, Pima County Superior Court.

[Chris Nero] 19:07:12

Notarization date, the 20th of November in 2024. Enclosures, notice of fault, Default, Protest, dishonor, affidavit of service,

[Chris Nero] 19:07:20

copies of reference SS form, usually C1 liens.

[Chris Nero] 19:07:24

requested administrative action.

[Chris Nero] 19:07:27

Acknowledge receipt and enter this record into the Surrey Bond Branch Correspondence Log.

[Chris Nero] 19:07:32

Verify that the SF series forms and the OMB control numbers match valid Treasury

[Chris Nero] 19:07:38

issued forms. Note.

[Chris Nero] 19:07:40

that the record alleges is non-performance and failure to apply required instructions under those forms.

[Chris Nero] 19:07:46

If reviewed by the Bureau of the Fiscal Service determines that the oversight

[Chris Nero] 19:07:53

For clarification of any OMB controlled standard form is required, please forward this record

[Chris Nero] 19:07:59

to the appropriate Office of Management and Budget leads on, or the Treasury Inspector General.

[Chris Nero] 19:08:10

Retain a copy for reference code 31 USC Statute 9304 and 9308.

[Chris Nero] 19:08:17

And the Federal Acquisition regulations governing security and performance bonds. That's the law.

[Chris Nero] 19:08:25

They have to give us their bonds, but notice how I'm not demanding anything.

[Chris Nero] 19:08:30

I'm telling them what's on record.

[Chris Nero] 19:08:33

This is my claim.

[Chris Nero] 19:08:36

This assignment, what did I do?

[Chris Nero] 19:08:38

I just assigned it.

[Chris Nero] 19:08:41

is made for federal record keeping.

[Chris Nero] 19:08:45

I didn't say anything else like liquidation.

[Chris Nero] 19:08:48

And verification only.

[Chris Nero] 19:08:51

It does not constitute a request for Treasury to execute or complete the SF forms.

[Chris Nero] 19:08:58

Unless the Bureau is a party.

[Chris Nero] 19:09:00

to an associated federal obligation. In closing, respectfully submit for administrative logging and compliance.

[Chris Nero] 19:09:06

I don't need to do anything more, because, you see, those AIs are very…

[Chris Nero] 19:09:09

They're killers. They'll red flag this.

[Chris Nero] 19:09:12

It'll go against your bond.

[Chris Nero] 19:09:14

she'll get a call,

[Chris Nero] 19:09:17

And she'll have to resign.

[Chris Nero] 19:09:20

It's true.

[Chris Nero] 19:09:22

Now,

[Chris Nero] 19:09:24

I could show you…

[Chris Nero] 19:09:28

Stacy Ibarra…

[Chris Nero] 19:09:29

who was a warden

[Chris Nero] 19:09:31

who's no longer there. I could show you, and you could Google these people, and I think Kim knows

[Chris Nero] 19:09:36

One of the wardens, Stacy Barra, right?

[kimberlybyrd] 19:09:38

I know Stacy Yubar, yeah.

[Chris Nero] 19:09:40

she's gone.

[kimberlybyrd] 19:09:41

Yep, she's gone.

[Chris Nero] 19:09:44

the system warden, he doesn't know why he's gone, he's gone.

[kimberlybyrd] 19:09:47

Yeah, he's going to.

[Chris Nero] 19:09:49

And if you want to Google this, Superior Court Clerk,

[Chris Nero] 19:09:53

Gary Harrison, he's gone.

[Chris Nero] 19:09:56

I could show you…

[Chris Nero] 19:09:58

Kansas City…

[Chris Nero] 19:10:05

So you can see…

[Chris Nero] 19:10:09

For yourself.

[Chris Nero] 19:10:22

This is a Kansas City.

[Chris Nero] 19:10:25

You see those names up there?

[Chris Nero] 19:10:29

Can you see them?

[kimberlybyrd] 19:10:30

Yes.

[Chris Nero] 19:10:31

You see Kelly, uh, Stacy Barra and Harrison?

[kimberlybyrd] 19:10:35

Yes.

[Chris Nero] 19:10:37

Go ahead and Google Gary Harrison. He… he decided he wanted to resign

[Chris Nero] 19:10:41

go fishing early.

[Chris Nero] 19:10:44

Now, I'm going to show you where this is at.

[Chris Nero] 19:10:49

Kansas City, here I come.

[Chris Nero] 19:10:53

Because they do… they take care…

[Chris Nero] 19:10:56

of the commercial stream. Do you see that?

[Chris Nero] 19:11:01

Kansas City?

[Ally] 19:11:05

Oh, is that like The Wizard of Oz? Mm-hmm.

[Reina Martha Cornelio Martinez] 19:11:07

the Secretary of State?

[Chris Nero] 19:11:09

That's the Secretary of State UCC1 financing.

[Chris Nero] 19:11:14

Here, let me show you how much it's going to be for, guys.

[Chris Nero] 19:11:18

This is why they have to resign.

[Chris Nero] 19:11:24

Here you go.

[Chris Nero] 19:11:27

You think they had to hightail it?

[Chris Nero] 19:11:33

Now, you know, Kim,

[Chris Nero] 19:11:35

why they had to get rid of them.

[kimberlybyrd] 19:11:37

Yes. Oh my god.

[Chris Nero] 19:11:39

Why did Rommel say? Rommel said, I don't know why, I know a good giveaway!

[kimberlybyrd] 19:11:44

Yep, he's old and honorary. He's never… he's… he's…

[kimberlybyrd] 19:11:47

He's never gonna leave, even…

[Chris Nero] 19:11:49

Do you see that?

[kimberlybyrd] 19:11:50

Yeah,

[Reina Martha Cornelio Martinez] 19:11:51

Yeah, 12 billions?

[Chris Nero] 19:11:52

12 million!

[kimberlybyrd] 19:11:55

It's easy to get rid of them

[Chris Nero] 19:11:58

I show you because everybody wants to see leprechauns.

[Chris Nero] 19:12:05

But most of all, this is what you guys can do.

[Chris Nero] 19:12:11

Debt validation.

[Chris Nero] 19:12:13

Not enough.

[Chris Nero] 19:12:16

UCC1 lien.

[Chris Nero] 19:12:18

Still not enough.

[Chris Nero] 19:12:23

letter to rescind, now we're talking.

[Chris Nero] 19:12:27

And then what do we do?

[Chris Nero] 19:12:29

We give our brother one more chance.

[Chris Nero] 19:12:32

Not the corporation.

[Chris Nero] 19:12:35

Either a man or a woman.

[Chris Nero] 19:12:38

that talks to you.

[Chris Nero] 19:12:40

And then you send the settlement enclosure, and they will do it.

[Chris Nero] 19:12:44

And guess what?

[Chris Nero] 19:12:46

If they become pompous,

[Chris Nero] 19:12:49

I'm proud like the…

[Chris Nero] 19:12:52

Pharaoh and the Bible.

[Chris Nero] 19:12:54

then we will liquidate his whole army.

[Chris Nero] 19:13:00

There is no way out.

[Chris Nero] 19:13:02

And we will do it at that branch.

[Chris Nero] 19:13:08

at the surety bond at the treasurer, which nobody's ever heard of.

[Chris Nero] 19:13:11

But yet it's there with an address.

[Chris Nero] 19:13:14

You know how much work I've had to do in the last 20 years?

[Chris Nero] 19:13:18

non-stop…

[Chris Nero] 19:13:19

like a crazy mad scientist.

[Chris Nero] 19:13:23

sacrificing my children, my wife,

[Chris Nero] 19:13:25

everything, everyone, including my business,

[Chris Nero] 19:13:35

I fought many people. Fidelity,

[Chris Nero] 19:13:39

Banks, Wells Fargo, everybody.

[Chris Nero] 19:13:42

My utility company, they took my pipes out,

[Chris Nero] 19:13:48

I could show that to you.

[Chris Nero] 19:13:50

Maybe I'll put it out there for a good laugh.

[Chris Nero] 19:13:52

I had the Southwest Gas come with tractors to take my plumbing.

[Chris Nero] 19:13:57

I went to jail for 4 hours.

[Chris Nero] 19:14:03

I fought Tucson Electric Power for almost 3 months.

[Chris Nero] 19:14:07

Without electricity.

[Chris Nero] 19:14:14

And I stood my ground. One day, magically, I was sitting there, and the utilities turned on.

[Chris Nero] 19:14:19

Of course, I leaned him.

[Chris Nero] 19:14:22

for $100 billion.

[Chris Nero] 19:14:30

You know, and you know, Luke, we're gonna get that house.

[Chris Nero] 19:14:33

Okay? And…

[Chris Nero] 19:14:35

There's a lot of other things that we're all gonna do, guys.

[Chris Nero] 19:14:40

I'm not here to convince you of anything.

[Chris Nero] 19:14:43

I'm just a vessel, I'm just… I'm just a man.

[Chris Nero] 19:14:48

But I have knowledge.

[Chris Nero] 19:14:50

And you know how I got the knowledge with first hand.

[Chris Nero] 19:14:54

pain…

[Chris Nero] 19:14:57

tears, heartbreak…

[Chris Nero] 19:15:03

You know, and I joke with Ibarra, because, you know, he gives me a hard time sometimes. He's like, yeah, yeah, yeah, I was eating steaks, and I, you know…

[Chris Nero] 19:15:11

You didn't like Bruce Wayne and all this, like, let me tell you something.

[Chris Nero] 19:15:17

There ain't no one out there that knows who the hell I am.

[Chris Nero] 19:15:20

Except for a guy that cares too much.

[Chris Nero] 19:15:23

I could just be out fishing.

[Chris Nero] 19:15:26

doing nothing!

[Chris Nero] 19:15:31

Get in my cars, get in my check. So, let me show you all my checks so you guys can believe in me. Let me show you all this, and all my bills of sales, and then…

[Chris Nero] 19:15:41

Let's just all… it's all gonna be great. We're all gonna have a good time. But guess what? If you don't have the right frequency, and I had this talk with Kim…

[Chris Nero] 19:15:48

I believe if you don't have the right frequency, and you don't guard your heart, you don't guard your mind, I don't care what I teach you.

[Chris Nero] 19:15:53

If you… if you're not ready, and you do 1099s, I don't know if it's gonna work. I should work, but I will tell you this.

[Chris Nero] 19:16:02

Jason Ibarra, who was a…

[Chris Nero] 19:16:04

a doubting Thomas is pretty excited.

[Chris Nero] 19:16:08

Kim, did you talk to him?

[Chris Nero] 19:16:15

Kimberly?

[Chris Nero] 19:16:18

Did Kimberly leave the building?

[Reina Martha Cornelio Martinez] 19:16:23

Yumio, Kim.

[Chris Nero] 19:16:27

Are you muted?

[Chris Nero] 19:16:30

Kimberly?

[kimberlybyrd] 19:16:35

I went to the ladies' room, what'd you say?

[Chris Nero] 19:16:37

No, I said, when you spoke to, um…

[Chris Nero] 19:16:41

you borrow, not the warden, but Jason.

[kimberlybyrd] 19:16:45

Yes.

[Chris Nero] 19:16:46

was pretty excited about that? He's like, you know, he's gotta make sure Nero tells me how to get it, though.

[kimberlybyrd] 19:16:54

I sure did say that.

[kimberlybyrd] 19:16:55

He was excited. He was over… overwhelmed, you know, that it was actually true.

[Chris Nero] 19:17:02

I want nothing but the best for all of you. If I'm guilty of anything, I'm guilty of being there 24-7.

[kimberlybyrd] 19:17:08

We appreciate you for that.

[Chris Nero] 19:17:11

I appreciate all of you, and I thank you, because, you know, I don't have…

[Reina Martha Cornelio Martinez] 19:17:13

100%.

[Chris Nero] 19:17:15

I don't have anything, um, and I'm not saying this because, you know,

[Chris Nero] 19:17:19

I don't need any sympathy or any empathy from anyone. I'm a man who made my decisions

[Chris Nero] 19:17:26

And I'm proud to walk with my Creator, I'm proud to…

[Chris Nero] 19:17:31

be able to have the experience that I've been through.

[Chris Nero] 19:17:34

I did 5 years in prison, and it was hell.

[Chris Nero] 19:17:38

for attempted tax evasion. Attempted.

[Chris Nero] 19:17:41

Because I made $15 million when I was a young guy.

[Chris Nero] 19:17:48

And I lost my mother to Parkinson's.

[Chris Nero] 19:17:52

And my father, and my sister.

[Chris Nero] 19:17:55

And my daughter got married.

[Chris Nero] 19:17:58

And my brother went crazy, and he was… he's homeless.

[Chris Nero] 19:18:01

And I picked him up and got him out, and now he's doing much better.

[Chris Nero] 19:18:07

When there was no hope, because I believe in people.

[Chris Nero] 19:18:11

And I'm not doing this to go to heaven.

[Chris Nero] 19:18:13

I'm just doing it because…

[Chris Nero] 19:18:17

If we don't do it,

[Chris Nero] 19:18:20

then there's no hope.

[Chris Nero] 19:18:23

We're changing the world right now.

[Chris Nero] 19:18:26

Every 1099…

[Chris Nero] 19:18:29

Every stand we make…

[Chris Nero] 19:18:32

And one of the things I'll tell you too, Jim,

[Chris Nero] 19:18:34

is that everything I showed you is part of the process that has to do with prison extraction.

[Chris Nero] 19:18:39

It's a process.

[Chris Nero] 19:18:41

And it's unfortunate that, you know, all this government shutdown's going on.

[Chris Nero] 19:18:46

But I will not…

[Chris Nero] 19:18:48

Let that stultify me.

[Chris Nero] 19:18:50

Because that doesn't count for me.

[Chris Nero] 19:18:56

And, um, I wish Ibarra would have been here, because he would have told you about the conversation I had with the guy.

[Chris Nero] 19:19:03

The young man that I had the 10 charges dropped.

[Chris Nero] 19:19:05

All 10.

[james] 19:19:07

Yeah, you told me about that.

[james] 19:19:10

Well, I… I mean, you told me about it a couple times, even when we met down in Miami, so…

[Chris Nero] 19:19:15

Yeah, well, it's just that…

[james] 19:19:16

I mean…

[Chris Nero] 19:19:18

there's a lot of trickery that goes on.

[Chris Nero] 19:19:21

we now have the actual dockets.

[Chris Nero] 19:19:24

The same day that I went down there, Jim, is the same day they dropped the case.

[Chris Nero] 19:19:30

And, you know…

[james] 19:19:30

Yeah, that's awesome. That's awesome.

[Chris Nero] 19:19:33

And, um…

[Chris Nero] 19:19:35

So, if I didn't believe in what I'm doing,

[Chris Nero] 19:19:40

I'm not one to fuck with people's lives.

[Chris Nero] 19:19:48

So…

[Chris Nero] 19:19:50

If I do something that's because I believe in it.

[Chris Nero] 19:19:56

And, um…

[Chris Nero] 19:20:00

I, you know, to keep my sanity, I do, you know, public stuff like, you know,

[Chris Nero] 19:20:06

Um, you know, I buy houses, or, you know…

[Chris Nero] 19:20:10

Spanish Trail Motel,

[Chris Nero] 19:20:13

I mean, it just makes me feel…

[Chris Nero] 19:20:15

It makes me feel…

[Chris Nero] 19:20:19

somewhat normal.

[Chris Nero] 19:20:23

And it makes me feel good that I can help other people that…

[Chris Nero] 19:20:28

are intertwined with me.

[Chris Nero] 19:20:30

for a better lack of words.

[Chris Nero] 19:20:32

I'm not gonna mention names or people, but…

[Chris Nero] 19:20:36

It makes me feel good.

[Chris Nero] 19:20:39

Makes us feel great.

[Chris Nero] 19:20:41

And, uh, I told people on here,

[Chris Nero] 19:20:46

I will… if anybody ever needed help, I'd help them.

[Chris Nero] 19:20:52

Um, so…

[Chris Nero] 19:20:53

I think that it's righteous that we all know that we're learning about each other, and uh…

[Chris Nero] 19:21:02

It's difficult to be…

[Chris Nero] 19:21:06

in my shoes, in this platform.

[Chris Nero] 19:21:10

In a world…

[Chris Nero] 19:21:11

That is so…

[Chris Nero] 19:21:13

There's so much to hate.

[Chris Nero] 19:21:16

And so much not to trust.

[Chris Nero] 19:21:21

And so little to love.

[Chris Nero] 19:21:25

So, I'm… I'm not one of those…

[Chris Nero] 19:21:28

I don't take things personal.

[Chris Nero] 19:21:30

If I did, I would probably be angry all day, I'd probably be, you know, all… you know, who knows what I'd look like, you know?

[Chris Nero] 19:21:37

Um…

[Chris Nero] 19:21:39

But I feel pretty great about

[Chris Nero] 19:21:42

where this group is going.

[Chris Nero] 19:21:44

I'm very proud of everybody that has blossoming.

[Chris Nero] 19:21:49

I need… I told Raina, and I told Kimberly I need for, you know, people to get more involved with

[Chris Nero] 19:21:55

Everybody.

[Chris Nero] 19:21:58

We need to get everybody to get their credentials out.

[Chris Nero] 19:22:03

So that we can grow and have more power together.

[Chris Nero] 19:22:07

I told Kim.

[Chris Nero] 19:22:10

I want to donate $350,000 to…

[Chris Nero] 19:22:14

Um, a grant.

[Chris Nero] 19:22:19

And I may do that with others.

[Chris Nero] 19:22:23

And that's a, you know, that's…

[Chris Nero] 19:22:25

So, those are other processes, like a 1099 miscellaneous and whatnot.

[Chris Nero] 19:22:29

And, um…

[Chris Nero] 19:22:32

Everything we do here has to be private.

[Chris Nero] 19:22:36

And we can't share.

[Chris Nero] 19:22:39

Because it's no different than giving people dynamite.

[Chris Nero] 19:22:47

they're not ready.

[Chris Nero] 19:22:51

And I'm hoping that everybody that's still here

[Chris Nero] 19:22:54

you know,

[Chris Nero] 19:22:57

has the discernment of

[Chris Nero] 19:22:59

keeping your hearts open and your minds open, and that…

[Chris Nero] 19:23:05

believing in yourself.

[Chris Nero] 19:23:06

I didn't come here, I told you this, I told this to everybody. I'm not here to be a master, I'm not here to be your king. I don't even want to be your mentor.

[Chris Nero] 19:23:15

I'm not here to walk in front of you. Let's all walk together, side by side, let's…

[Chris Nero] 19:23:19

Let's lean on each other. I'm… I'm a work in progress.

[Chris Nero] 19:23:25

Every day.

[Chris Nero] 19:23:27

I gotta… I gotta… I gotta work on…

[Chris Nero] 19:23:30

taking care of myself, work on… work on… you know, I gotta go work out. I gotta work on, you know, eating right, drinking right, all the stuff that I do…

[Chris Nero] 19:23:40

And then, you know, my own personal stuff that I'm dealing with.

[Chris Nero] 19:23:44

And I don't talk about that as much as I could.

[Chris Nero] 19:23:48

But there's a lot of you out there that are helping.

[Chris Nero] 19:23:51

And I do appreciate it when… when I send you guys stuff, and then you guys do it, you guys are great.

[Chris Nero] 19:23:57

And we need to get more people involved, whether it's Ali or Nicole. And I'm not saying that because we want to control

[Chris Nero] 19:24:04

you, Allie, or Nicole, or anybody for that matter, but there's no way in hell you're not gonna learn until you start doing it.

[Chris Nero] 19:24:17

And I will always be fair and honest, transparent with all of you.

[Chris Nero] 19:24:23

That's why I put all that stuff out.

[Chris Nero] 19:24:26

And if you were to read it,

[Chris Nero] 19:24:29

And even if you just have very little

[Chris Nero] 19:24:31

able to just concentrate, you'll see, like, oh, geez, this is so simple.

[Chris Nero] 19:24:36

Oh my god!

[Chris Nero] 19:24:40

But do you have the courage?

[Chris Nero] 19:24:43

When you're in front of a bank,

[Chris Nero] 19:24:46

or a credit union, and they deny your credit, and you go…

[Chris Nero] 19:24:51

You need to get this to the underwriter.

[Chris Nero] 19:24:53

Didn't hear the same thing. What is it, Mr. Nero?

[Chris Nero] 19:24:57

Please get it to the underwriter.

[Chris Nero] 19:24:59

It's liability. They hate that word, by the way.

[Chris Nero] 19:25:02

Then they get it.

[Chris Nero] 19:25:05

And then I surety go…

[Chris Nero] 19:25:08

And you need to get this letter, too.

[Chris Nero] 19:25:10

This is the letter to reset. That means you need to balance

[Chris Nero] 19:25:14

that car that you took my credit.

[Chris Nero] 19:25:18

I ran it over there at the federal window to take it to make it an asset.

[Chris Nero] 19:25:21

on your books. And you need to return it back, resend it back.

[Chris Nero] 19:25:27

Because it's gonna go to zero.

[Chris Nero] 19:25:29

Because as soon as I sign that application,

[Chris Nero] 19:25:32

That was a no. It's over.

[Chris Nero] 19:25:35

My signature's valued. See, knowledge is power.

[Chris Nero] 19:25:40

And guess what?

[Chris Nero] 19:25:43

I will guarantee you 9 out of 10 times they will do it.

[Chris Nero] 19:25:46

If I had credit union one time not do it? Yes. And I have that policy, too.

[Chris Nero] 19:25:51

Go ahead, Reyna.

[Reina Martha Cornelio Martinez] 19:25:54

I was just kind of, like, just…

[Reina Martha Cornelio Martinez] 19:25:56

shaking my hand, like, happy with what you're saying.

[Chris Nero] 19:25:58

Oh, I'm sorry, Raina, I'm… I'm… I'm…

[Reina Martha Cornelio Martinez] 19:26:00

clapping.

[Chris Nero] 19:26:01

Yeah, no, I'm like a kid when I… I'm in front of the computer, I… all I ever… all I ever use is my phone, so when I'm in front of the computer, I'm like, what is that?

[Chris Nero] 19:26:10

Is that a hand? And so, you know, but, um…

[Reina Martha Cornelio Martinez] 19:26:14

Clappy hands.

[Chris Nero] 19:26:14

But, uh, you're… yeah, thank you. But the thing is, is that you all

[Chris Nero] 19:26:20

can do it.

[kimberlybyrd] 19:26:22

I'm willing to try.

[Chris Nero] 19:26:24

And before you do it,

[Chris Nero] 19:26:29

You have to know it.

[kimberlybyrd] 19:26:30

Yes.

[Chris Nero] 19:26:32

like, when I… I've been in front of the judge so many times that, I mean, I'm like, meh.

[Chris Nero] 19:26:36

When I was growing up and we were doing speeches, you know the old saying, like, pretend they're all nude and they're wearing their underwear in the audience?

[Chris Nero] 19:26:47

You know, so that you wouldn't, you know, you'd be natural. I never got that.

[Chris Nero] 19:26:51

I created my own in court.

[Chris Nero] 19:26:55

just look at, like, the clerk is…

[Chris Nero] 19:26:59

Um…

[Chris Nero] 19:27:00

Uh, what's his name, uh, the Hamburglar?

[Chris Nero] 19:27:03

And the judge is Ronald McDonald.

[Chris Nero] 19:27:09

That'll calm you down real fast, like, listen here, Ronald!

[Chris Nero] 19:27:13

I plead guilty to the facts of the charges. Huh?

[Chris Nero] 19:27:17

You can't plead guilty, you can only plead a responsibility, though, Mr. Gerald. Eh, I can't plead responsibility either, Ronald, because you gotta be a person, you see these hands?

[Chris Nero] 19:27:26

I'm a man! I got the transcripts later that shows I'm a man with hands!

[Chris Nero] 19:27:33

Then the bailiff's there, he's, like, looking at me like he wants to get up, and I'm like…

[Chris Nero] 19:27:38

Will you go ahead and proceed and do what you want to do?

[Chris Nero] 19:27:41

Because I'm gonna get the transcripts, then I'm gonna go file a complaint.

[Chris Nero] 19:27:46

of the Judicial Commission, and lo and behold, it's all gonna be… it's gonna go away.

[Chris Nero] 19:27:50

Because it always does, yeah.

[Chris Nero] 19:27:52

So I know that, I have that comfort level now, right? So every time you go into a bank,

[kimberlybyrd] 19:27:55

Right.

[Chris Nero] 19:27:58

For a car dealer,

[Chris Nero] 19:27:59

You just tell the car dealer, I'm gonna go to my own bank,

[Chris Nero] 19:28:03

Just put the paperwork together,

[Chris Nero] 19:28:06

And then you go to the bank, and then, man, if they deny you there, it's a big trouble in Little China.

[Chris Nero] 19:28:15

You have to know.

[Chris Nero] 19:28:18

Because they will come out, they will look at you like,

[Chris Nero] 19:28:20

They are so fucking right.

[Chris Nero] 19:28:23

Mr. Nero, how dare you tell us that the sky is blue?

[Chris Nero] 19:28:30

When the sky is red,

[Chris Nero] 19:28:32

Is that right, John? Yeah, red.

[Chris Nero] 19:28:35

And the underwriter said it's red.

[Chris Nero] 19:28:38

And you get to be like…

[Chris Nero] 19:28:41

Well,

[Chris Nero] 19:28:42

You need to have this letter transmitted over there.

[Chris Nero] 19:28:47

See, because I'm a transmitting utility.

[Chris Nero] 19:28:50

And you need to look at these laws, which I gave all of you.

[Chris Nero] 19:28:54

You should be studying those beautiful, beautiful laws.

[Chris Nero] 19:28:58

It used to be, like… I used to have pictures of beautiful women, now it's like…

[Chris Nero] 19:29:02

I have pictures of beautiful laws, Cornell Laws.

[Chris Nero] 19:29:06

It's a beautiful law, that's me now. It's a beautiful law!

[Chris Nero] 19:29:10

It's beautiful. QSC1692G. QSC1692E.

[Chris Nero] 19:29:15

UCC3501, 3419.

[Chris Nero] 19:29:18

beautiful things that…

[Chris Nero] 19:29:21

You need to be ready, but even if you don't know everything, you're just gonna say,

[Chris Nero] 19:29:25

give that to the underwriter.

[Chris Nero] 19:29:27

And then get this one, too.

[Chris Nero] 19:29:32

Lord forbid.

[Chris Nero] 19:29:34

You could only pray and hope.

[Chris Nero] 19:29:36

that they say no.

[Chris Nero] 19:29:38

Because once that happens…

[Chris Nero] 19:29:41

under the Equal Opportunity Act, they prejudicially

[Chris Nero] 19:29:47

they were prejudicial against your credit, which you have an unlimited amount.

[Chris Nero] 19:29:51

and a limited right to contract.

[Chris Nero] 19:29:55

And then they ran your credit

[Chris Nero] 19:29:58

your Social Security credit card.

[Chris Nero] 19:30:01

And you're the beneficiary.

[Chris Nero] 19:30:03

But guess what? You didn't get any benefits!

[Chris Nero] 19:30:08

What the hell?

[Chris Nero] 19:30:11

And you took my money over there?

[Chris Nero] 19:30:14

And you didn't disclose it to me?

[Chris Nero] 19:30:16

Nicole, yes, hi.

[Nicole Pacheco] 19:30:20

with all those, uh, credit requested

[Nicole Pacheco] 19:30:23

one has… has done in the past and has been denied before we knew all this information.

[Nicole Pacheco] 19:30:29

Is there something we can do about that?

[Chris Nero] 19:30:29

Well, yes you can, but let me… let me just give you first-hand knowledge on my behalf, okay?

[Chris Nero] 19:30:36

choose your battles.

[Nicole Pacheco] 19:30:38

Okay.

[Chris Nero] 19:30:39

Choose your battles.

[Chris Nero] 19:30:41

If you're gonna go after something that… that…

[Nicole Pacheco] 19:30:42

Sounds good.

[Chris Nero] 19:30:45

you're gonna get some glory out of, like, a big amount of money.

[Chris Nero] 19:30:48

You see my Aston Martin?

[Nicole Pacheco] 19:30:49

Okay.

[Nicole Pacheco] 19:30:51

Mm-hmm.

[Chris Nero] 19:30:52

$260-something thousand, right? Whatever it was, yeah. Then the other one.

[Chris Nero] 19:30:55

Because I know…

[Chris Nero] 19:30:58

that even if they don't give me the car,

[Chris Nero] 19:31:02

I already own it!

[Chris Nero] 19:31:04

You got theft,

[Chris Nero] 19:31:07

You got identity theft,

[Chris Nero] 19:31:10

Uh, you're under the RICO Act.

[Chris Nero] 19:31:12

Lord forbid, if you know what the hell you're doing,

[Chris Nero] 19:31:16

somebody's going to prison.

[Chris Nero] 19:31:20

See, and it's also a psychological game.

[Chris Nero] 19:31:22

You have to be able to look at them and say,

[Chris Nero] 19:31:24

This is not gonna be good.

[Chris Nero] 19:31:28

like I… like I told, uh…

[Chris Nero] 19:31:30

Kim, remember I told Ms. Martinez,

[Chris Nero] 19:31:33

This will not be good. If we go to the United States District Court under USC 15-1 and USC 15-2.

[kimberlybyrd] 19:31:34

You did.

[Chris Nero] 19:31:39

That's, like, 400 million times 30 of punitive damages.

[Chris Nero] 19:31:44

And I said, Kim, let's hold off on that, shall we? Because we're gonna send the settlement enclosure to this woman here, Ms. Martinez.

[Chris Nero] 19:31:51

And I said, Kim, and Kim was doing something, and she goes,

[Chris Nero] 19:31:54

Oh, yes, yes, yes, yes, let's hold off.

[Chris Nero] 19:31:58

Kemp's timing was a little off.

[kimberlybyrd] 19:32:02

It was.

[Chris Nero] 19:32:03

But… but we… but we got there.

[Chris Nero] 19:32:07

You see, these are real…

[Chris Nero] 19:32:11

events. There's not stories.

[Chris Nero] 19:32:15

These aren't things that you're reading.

[Chris Nero] 19:32:18

or hearing somebody talk about.

[Chris Nero] 19:32:21

This is reality of the moment of now.

[Chris Nero] 19:32:25

Because we're taking action.

[Chris Nero] 19:32:29

And with every action we take,

[Chris Nero] 19:32:31

Obviously, we know this. There's a reaction.

[Chris Nero] 19:32:36

But if you know what you're doing, guess what?

[Chris Nero] 19:32:39

You're gonna win. That's what we do.

[Chris Nero] 19:32:42

we win.

[Chris Nero] 19:32:44

If you're not winning, you're losing.

[Chris Nero] 19:32:48

You look at somebody like Jim,

[Chris Nero] 19:32:50

Jim had a problem.

[Chris Nero] 19:32:52

They try to fuck with him.

[Chris Nero] 19:32:58

He knew what to do. He gave them a beautiful letter.

[Chris Nero] 19:33:03

had a code on that not too many people know about, which is Mal Felicio, which is Latin for, uh, bad.

[Chris Nero] 19:33:10

fiduciary.

[Chris Nero] 19:33:12

They fucked with him.

[Chris Nero] 19:33:14

They tested him.

[Chris Nero] 19:33:17

And they made it tough for him.

[Chris Nero] 19:33:19

Because they wanted one more month of insurance… of, uh, interest.

[Chris Nero] 19:33:24

And I hope he's doing better.

[Chris Nero] 19:33:26

where he's at.

[Chris Nero] 19:33:29

at Charles Schwab.

[james] 19:33:30

I'm actually listening, you know.

[Chris Nero] 19:33:36

No, little brother of Fidelity, Charles.

[Chris Nero] 19:33:39

Charles in charge. Um, I hope you're doing, you know,

[Chris Nero] 19:33:44

I think that…

[james] 19:33:45

I'm good, man. I'm good. I'm getting… I got everything just about caught up, and uh…

[james] 19:33:52

But it is spooky when they can pull that kind of crap and keep your own money from you.

[Chris Nero] 19:33:57

Well,

[james] 19:33:57

With no really valid reason, no valid reason.

[Chris Nero] 19:34:01

This is like… this is why I tell people, from my own experience,

[Chris Nero] 19:34:05

how to get it out.

[Chris Nero] 19:34:08

is to become a lender.

[Chris Nero] 19:34:11

And you can loan

[Chris Nero] 19:34:13

the money out from Charles Schwab.

[Chris Nero] 19:34:17

on a tangible,

[Chris Nero] 19:34:20

Where you're gonna get a no.

[Chris Nero] 19:34:25

you're gonna get interest.

[Chris Nero] 19:34:28

And you're gonna get it to be returned.

[Chris Nero] 19:34:30

You can return your interest,

[Chris Nero] 19:34:34

or a portion now to your trust.

[Chris Nero] 19:34:40

And then put it back in.

[Chris Nero] 19:34:43

and do the same thing.

[Chris Nero] 19:34:46

Because when your money sits there,

[Chris Nero] 19:34:51

They start believing it belongs to them.

[Chris Nero] 19:34:54

And they get a little bit pissy, Jim, if you haven't noticed, when you want to take it.

[Chris Nero] 19:34:59

Because, you know, Jim…

[james] 19:34:59

Yeah.

[Chris Nero] 19:35:01

How dare you want to take your money?

[Chris Nero] 19:35:04

It's in a mutual fund, and it's not mutual for them.

[Chris Nero] 19:35:09

You're out of water, Jim.

[Chris Nero] 19:35:11

share money.

[james] 19:35:12

Yeah, well, we, uh, we had an interesting experience with that.

[james] 19:35:16

I'll tell you, it's an eye-opener.

[james] 19:35:19

That's for sure, buddy.

[Chris Nero] 19:35:19

Jim, I don't believe there's any… but, you know, Jim.

[Chris Nero] 19:35:23

we had an in-clean.

[Chris Nero] 19:35:25

you and I… that there was… there could be this, or there could be that.

[Chris Nero] 19:35:30

At some point.

[Chris Nero] 19:35:32

we weathered the storm.

[Chris Nero] 19:35:37

And now, um…

[Chris Nero] 19:35:39

you know,

[Chris Nero] 19:35:41

You got thoughts…

[Chris Nero] 19:35:43

And… whatever you want to do in your life,

[Chris Nero] 19:35:47

It's up to you, brother.

[james] 19:35:49

I hit a pothole in a race, that's it.

[Chris Nero] 19:35:50

Um…

[Chris Nero] 19:35:53

You know,

[james] 19:35:53

Then it slows you down for a little bit, that's all.

[Chris Nero] 19:35:57

Think about life as a…

[james] 19:35:57

Never quit, never give up.

[james] 19:35:59

Huh?

[Chris Nero] 19:35:59

Yeah, no, you can't, and you did well, and I'm glad that you had a strong team around you, not just me, but some other, you know, good friends.

[Chris Nero] 19:36:08

And, uh, people around you, we were all…

[Chris Nero] 19:36:11

We were all silently…

[Chris Nero] 19:36:14

praying that you would get your remedy.

[Chris Nero] 19:36:16

And, um, you know,